We Beat
Dealership
Finance Quotes
Over 90% of our customers save money by using Better Rate Finance. Fast quotes, better rates, and a simple process from start to finish.
MEET THE FOUNDER & CEO
Hey, I am D!
I started in the motor trade at 18 as a BMW apprentice, learning the industry from the ground up.
To prove myself, I worked a full year in used car sales completely unpaid — just to get my foot in the door and show what I could do. From there, I built a loyal customer base and went on to become the top used car salesman across the Rybrook Group, finishing first in my first official year.
Since then, I’ve built my own network specialising in sourcing BMWs, helping customers find the right cars at the right price — something I still do today.
Why Better Rate Finance?
I kept seeing the same issue — customers getting pushed into expensive dealership finance without realising they had other options.
The truth is, you don’t have to use dealership finance.
Better Rate Finance was created to help people access better rates, understand their options, and avoid overpaying — simple as that.
Ready to Beat Dealer Finance?
Get your personalised quote in minutes and see how much you could save.
A Simple,
3 Step Process
Choose Your Car
Send us a link to the car you want and complete our quick application to get started.
We Secure Your Deal
We compare lenders and negotiate the best finance option tailored to your situation.
Drive Away
We handle everything with the dealer so you can collect your car or have it delivered.
What Our Customers Say
“Can’t thank you enough. Your advice and support were a huge part of purchasing my Audi. From my first enquiry you were brilliant, guiding me perfectly and answering every question. You were the reason I bought this car. Exceptional service.”
“Amazing service and all-round great company to deal with.”
“Great help from start to finish, saving me over £60 per month on my PCP. Couldn’t recommend enough.”
In-Line Performance Ltd t/a BetterRateFinance is an authorised credit broker, not a lender, registered in England, company registration number 13660418. We are authorised and regulated by the Financial Conduct Authority under reference number 966386. The registered office address is Unit 1 Faraday Drive, Bridgnorth, England, WV15 5BA. ICO Number ZB394704
We work with a number of carefully selected credit providers we can introduce you to depending on your credit rating and affordability. By introducing you to their products, we receive a commission from our finance lenders/partners. Any commissions will be disclosed to you upfront. This is a fixed percentage or figure and may vary by lender/partner, however this will never impact the rate or acceptance you are provided. Further information can be supplied on request. There is no fee charged by us for arranging the car financing or any of our services but some lenders may charge a fee. All finance is subject to status and income. Written quotations are available on request.
Copyright 2026. Better Rate Finance. All Rights Reserved.